If you want to grow your finances but don't need immediate access to your money, an investment deposit account with Sarmayeh could be right for you. Sarmayeh offers investment deposit accounts under the Usury-Free Banking Act of 1983. Deposits are accepted in the form of short and long term investment contracts. Provisional return is calculated on a daily basis and paid into the account at the month-end. Provisional interim payments are adjusted at the year-end, based on the actual return on investment activities carried out by the bank – less commission fee of 2 percent (maximum).